Wage and hour violations liability insurance is a type of insurance that provides coverage for businesses in case they are sued by employees for violations of wage and hour laws. These laws govern minimum wage requirements, overtime pay, and other aspects of employee compensation.

Wage and hour violations liability insurance can cover a range of claims related to wage and hour violations, including claims of failure to pay minimum wage, failure to pay overtime, misclassification of employees as exempt from overtime, and other violations of wage and hour laws.

The coverage provided by wage and hour violations liability insurance can vary depending on the policy and the insurer. Some policies may cover only legal fees, while others may also cover settlement costs and damages awarded to the plaintiff.

This type of insurance can be particularly important for businesses that operate in industries where wage and hour violations are more common, or for businesses that have a history of wage and hour-related lawsuits. It’s important to note that not all insurance providers offer wage and hour violations liability insurance, and the coverage provided by different policies can vary widely. It’s always important to carefully review the terms and coverage of any insurance policy to ensure that it provides adequate protection for your specific needs.